“Gavin has been an outstanding advisor for our family. We had a complex financial situation which he took time to understand and work through a range of options. He has an excellent knowledge of all aspects of financial advice and has enabled us to maximize our returns and benefits. He has helped us plan our needs now and into the future in a comprehensive way. He is an excellent communicator who explains options thoroughly in easy to understand language. We are very confident in the advice is right for our circumstances. We would highly recommend Gavin for you to help you achieve your financial goals.”